Friday, December 03, 2010

with great money comes...

ok ignore the word "great" that comes before "money".
seriously, a glance at my payslip, you will understand why the word great is a far fetched dream.
in Malay we call it "jauh panggang dari api".
or in my situation "mancis nak nyala api pun belum beli lagi".
27 november 2010 marks an interesting day, my first real salary at my new working place.
its true i have received quite an amount of money from the past six months, but it was labeled as allowance -- and by my own definition, it gives me the freedom to spend without saving.

but on my drive back home yesterday, i have begin to seriously doubt my previous choice of not saving as being the best choice.
have i lived to the fullest with that confidential amount of money spent for 6 months?
i don't think so.
that adds to the guilt i am already suffering from..T_T

so back to my paycheck..
i have been digging around and inquiring from friends and girlfriends, eiyt i meant girlfriend, on their monthly expenditures, commitments etc.
just to give me a basic guideline on how to manage my assets (if you are wondering, i am not referring to my looks as my asset).
so based on my preliminary investigation (macam buat report pule) i inserted a few applicable factors and did my calculation.
armed with a pen, a scientific calculator which i strictly use for basic calculations, and a piece of recycled paper, i started churning out some figures.

basic salary - EPF - income tax - SOCSO = OMG! tinggal banyak tu je??

so i stopped my quest, chillax dulu, tak sanggup nak kira lagi.

a few days later, i continued on with the now miserable digits...*sigh*
the feeling of grandeur that i had a few days because i thought my salary was quite a sight compared to my other friends diminished.

i won't bore you with the details of my calculation and my worries.
but i came to an obvious conclusion.
your salary is your own responsibility.
you can do whatever you want with it, but at the end of the month, you can blame nobody if you are severely lacking in funds.

now back to accepting reality..boohoo

end note - i am growing as a human being, having more responsibility, having less money. bersusah-susah dahulu bersenang-senang kemudian, or vice versa. the mind remains pondering...ceewah